FINTECH
Teybridge
Positioning and capital access for an SME working-capital platform.
The context
Teybridge Capital was scaling a fast-growing fintech platform providing working capital solutions to SMEs across the UK and Europe. Operating in a crowded and highly functional finance market, the business needed to expand lending capacity rapidly while building credibility with institutional capital providers. The challenge was twofold. Externally, Teybridge needed to stand out as a scalable, trusted platform rather than another transactional finance provider. Structurally, it needed the right combination of equity and large-scale funding lines to deploy capital to customers at pace, without over-diluting the business or constraining future growth.
The contribution
We partnered with Teybridge across its growth journey, aligning market positioning and capital strategy to unlock the next phase of scale.
Alongside shaping a clear, differentiated market position that framed Teybridge as a long-term partner to SMEs, we helped position the business for institutional belief, a critical step in accessing both growth equity and warehouse funding. As the company matured, we evolved the narrative to emphasise underwriting discipline, platform scalability, and operational rigour, enabling engagement with global capital providers.
At each stage, access was shaped around aligned equity investors and institutional lenders, structuring capital to support rapid growth in SME lending while preserving ownership and balance-sheet flexibility.
The outcome
Through a positioning-led capital approach, Teybridge secured a capital structure aligned to both platform growth and large-scale lending deployment. This resulted in:
• Seed funding from Skybound Capital
• Growth equity investment from Baghdadi Capital
• €300m+ in warehouse funding lines from institutions including Goldman Sachs, Santander, Simplex, and Skybound Capital
This capital structure enabled Teybridge to deploy significant funding to SME customers, accelerate international expansion, and scale into a well-capitalised, institutionally recognised finance platform. It demonstrates how clear positioning and disciplined capital strategy unlock access to capital at scale while compounding long-term enterprise value.